Put desired amount of chocolate in a heat safe metal bowl. This bowl is going to nest inside the saucepan, be sure the bottom of the bowl does not touch the water inside. Reduce heat to a simmer and put chocolate nesting bowl on top of the saucepan.
-Use your favorite chocolate to melt. Some melt better than others. You need to experiment. Can use unsweetened dark 99% cacao and can sweeten it to taste with stevia powder or drops.
-Spice or don't spice, up to you and your taste preference.
-Can use Bain marie (water bath) method to melt chocolate. This is the most gentle way to melt it. If you prefer the microwave you can do that too.